GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Dec 31, 2020

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-21-063344Bank
Sequential deposit growth50thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

1.65% · CORE · VALID

Net-income growth47thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

11.12% · CORE · VALID

Interest-expense growth13thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

-41.18% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

4.70% · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

-1.97% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.80%
Current
1.65%
Delta
-0.15%
Earnings Growth Decreased
Previous
57.33%
Current
11.12%
Delta
-46.21%
Funding Cost Growth Increased
Previous
-49.20%
Current
-41.18%
Delta
8.02%
Interest Income Growth Decreased
Previous
10.46%
Current
4.70%
Delta
-5.77%
Loan Growth Decreased
Previous
-0.41%
Current
-1.97%
Delta
-1.56%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.