GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Dec 31, 2021

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-22-061038Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

7.00% · CORE · VALID

Net-income growth63thOwn-history percentile · N=19
Evidence method

Yoy · gp.fundamentals.net_income

27.23% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

-51.77% · CORE · VALID

Interest-income growth11thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_income

-0.41% · CORE · VALID

Sequential loan growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

7.71% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.18%
Current
7.00%
Delta
5.82%
Earnings Growth Increased
Previous
-11.21%
Current
27.23%
Delta
38.44%
Funding Cost Growth Decreased
Previous
-49.19%
Current
-51.77%
Delta
-2.58%
Interest Income Growth Increased
Previous
-7.70%
Current
-0.41%
Delta
7.29%
Loan Growth Increased
Previous
-0.83%
Current
7.71%
Delta
8.54%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.