GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Jun 30, 2020

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-20-214921Bank
Sequential deposit growth100thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

41.96% · CORE · VALID

Net-income growth8thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

-21.61% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

-42.26% · CORE · VALID

Interest-income growth8thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

-0.27% · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

29.76% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.17%
Current
41.96%
Delta
40.79%
Earnings Growth Increased
Previous
-36.86%
Current
-21.61%
Delta
15.25%
Funding Cost Growth Decreased
Previous
-13.28%
Current
-42.26%
Delta
-28.98%
Interest Income Growth Increased
Previous
-4.56%
Current
-0.27%
Delta
4.29%
Loan Growth Increased
Previous
0.48%
Current
29.76%
Delta
29.27%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.