GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Jun 30, 2026

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001193125-26-339565Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.18% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

8.83% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-0.71% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.1B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.22%
Current
0.18%
Delta
-0.04%
Earnings Growth Decreased
Previous
47.32%
Current
8.83%
Delta
-38.49%
Interest Income Growth Decreased
Previous
3.04%
Current
-0.71%
Delta
-3.75%
Liquidity Decreased
Previous
$2.3B
Current
$2.1B
Delta
-$223.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2026
Similarity
83%
Compared
4 dimensions
Coverage
100%
Liquidity 10.0 · Deposit Growth 0.0 · Earnings Growth 30.0 · Interest Income Growth 10.0
Dec 31, 2020
Similarity
83%
Compared
3 dimensions
Coverage
75%
Deposit Growth 25.0 · Earnings Growth 13.3 · Interest Income Growth 10.0
Jun 30, 2021
Similarity
80%
Compared
3 dimensions
Coverage
75%
Deposit Growth 5.0 · Earnings Growth 34.1 · Interest Income Growth 1.8
Dec 31, 2024
Similarity
78%
Compared
4 dimensions
Coverage
100%
Liquidity 28.8 · Deposit Growth 15.0 · Earnings Growth 5.0 · Interest Income Growth 30.0
Jun 30, 2024
Similarity
76%
Compared
4 dimensions
Coverage
100%
Liquidity 20.7 · Deposit Growth 25.0 · Earnings Growth 5.0 · Interest Income Growth 35.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.