Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-21-000074 Bank
Sequential deposit growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.62% · CORE · VALID
Net-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
4.61% · CORE · VALID
Interest-expense growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-45.89% · CORE · VALID
Interest-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-3.31% · CORE · VALID
Cash and equivalents 45th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$22.9M · CORE · VALID
Sequential loan growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-1.30% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.61%
Current 2.62%
Delta -3.00% Earnings Growth Increased
Previous 4.26%
Current 4.61%
Delta 0.35% Funding Cost Growth Increased
Previous -51.09%
Current -45.89%
Delta 5.20% Interest Income Growth Increased
Previous -6.17%
Current -3.31%
Delta 2.86% Liquidity Decreased
Previous $41.1M
Current $22.9M
Delta -$18.2M Loan Growth Decreased
Previous 2.76%
Current -1.30%
Delta -4.06% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.