Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-23-000061 Bank
Sequential deposit growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.07% · CORE · VALID
Net-income growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-8.09% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
342.27% · CORE · VALID
Interest-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
18.49% · CORE · VALID
Cash and equivalents 90th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$31.9M · CORE · VALID
Sequential loan growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-0.62% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -3.16%
Current -0.07%
Delta 3.09% Earnings Growth Decreased
Previous 5.50%
Current -8.09%
Delta -13.59% Funding Cost Growth Increased
Previous 16.23%
Current 342.27%
Delta 326.03% Interest Income Growth Increased
Previous 7.48%
Current 18.49%
Delta 11.01% Liquidity Increased
Previous $22.7M
Current $31.9M
Delta $9.2M Loan Growth Decreased
Previous 1.79%
Current -0.62%
Delta -2.41% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.