Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-24-000079 Bank
Sequential deposit growth 75th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.87% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-53.93% · CORE · VALID
Interest-expense growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
173.21% · CORE · VALID
Interest-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
38.17% · CORE · VALID
Cash and equivalents 80th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$33.0M · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-3.92% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 12.83%
Current 1.87%
Delta -10.96% Earnings Growth Decreased
Previous -42.93%
Current -53.93%
Delta -11.00% Funding Cost Growth Decreased
Previous 393.53%
Current 173.21%
Delta -220.31% Interest Income Growth Increased
Previous 21.06%
Current 38.17%
Delta 17.12% Liquidity Decreased
Previous $39.7M
Current $33.0M
Delta -$6.8M Loan Growth Decreased
Previous 18.10%
Current -3.92%
Delta -22.02% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.