Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-21-000061 Bank
Sequential deposit growth 90th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
5.61% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
4.26% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-51.09% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-6.17% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$41.1M · CORE · VALID
Sequential loan growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.76% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.75%
Current 5.61%
Delta 3.86% Earnings Growth Decreased
Previous 6.15%
Current 4.26%
Delta -1.89% Funding Cost Growth Decreased
Previous -29.90%
Current -51.09%
Delta -21.19% Interest Income Growth Decreased
Previous -2.17%
Current -6.17%
Delta -4.00% Liquidity Increased
Previous $31.7M
Current $41.1M
Delta $9.4M Loan Growth Increased
Previous -3.04%
Current 2.76%
Delta 5.80% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.