Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-23-000046 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-3.16% · CORE · VALID
Net-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
5.50% · CORE · VALID
Interest-expense growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
16.23% · CORE · VALID
Interest-income growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
7.48% · CORE · VALID
Cash and equivalents 35th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$22.7M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.79% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.09%
Current -3.16%
Delta -3.07% Earnings Growth Decreased
Previous 15.82%
Current 5.50%
Delta -10.32% Funding Cost Growth Decreased
Previous 32.49%
Current 16.23%
Delta -16.26% Interest Income Growth Decreased
Previous 11.18%
Current 7.48%
Delta -3.70% Liquidity Decreased
Previous $29.5M
Current $22.7M
Delta -$6.8M Loan Growth Increased
Previous 0.25%
Current 1.79%
Delta 1.54% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.