Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-24-000106 Bank
Sequential deposit growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.55% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-80.29% · CORE · VALID
Interest-expense growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
159.57% · CORE · VALID
Interest-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
44.17% · CORE · VALID
Cash and equivalents 80th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$34.9M · CORE · VALID
Sequential loan growth 90th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
4.84% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.87%
Current 4.55%
Delta 2.68% Earnings Growth Decreased
Previous -53.93%
Current -80.29%
Delta -26.36% Funding Cost Growth Decreased
Previous 173.21%
Current 159.57%
Delta -13.65% Interest Income Growth Increased
Previous 38.17%
Current 44.17%
Delta 6.00% Liquidity Increased
Previous $33.0M
Current $34.9M
Delta $1.9M Loan Growth Increased
Previous -3.92%
Current 4.84%
Delta 8.76% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.