Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-21-000093 Bank
Sequential deposit growth 55th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.64% · CORE · VALID
Net-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
13.34% · CORE · VALID
Interest-expense growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-46.96% · CORE · VALID
Interest-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-1.94% · CORE · VALID
Cash and equivalents 50th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$23.9M · CORE · VALID
Sequential loan growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.69% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.62%
Current 1.64%
Delta -0.98% Earnings Growth Increased
Previous 4.61%
Current 13.34%
Delta 8.73% Funding Cost Growth Decreased
Previous -45.89%
Current -46.96%
Delta -1.07% Interest Income Growth Increased
Previous -3.31%
Current -1.94%
Delta 1.36% Liquidity Increased
Previous $22.9M
Current $23.9M
Delta $943,000 Loan Growth Increased
Previous -1.30%
Current 1.69%
Delta 3.00% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.