Research / LCNB / Fundamental state Inspectable configuration
State dimensions Filing 0001074902-22-000061 Bank
Sequential deposit growth 55th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.60% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
4.48% · CORE · VALID
Interest-expense growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-46.40% · CORE · VALID
Interest-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-4.08% · CORE · VALID
Cash and equivalents 5th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$18.1M · CORE · VALID
Sequential loan growth 75th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.22% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 61 states Self-history eligible
Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Amended as filed Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.64%
Current 1.60%
Delta -0.04% Earnings Growth Decreased
Previous 13.34%
Current 4.48%
Delta -8.86% Funding Cost Growth Increased
Previous -46.96%
Current -46.40%
Delta 0.56% Interest Income Growth Decreased
Previous -1.94%
Current -4.08%
Delta -2.14% Liquidity Decreased
Previous $23.9M
Current $18.1M
Delta -$5.7M Loan Growth Increased
Previous 1.69%
Current 2.22%
Delta 0.53% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.