Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-24-000027 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.95% · CORE · VALID
Net-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-24.46% · CORE · VALID
Interest-expense growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
75.78% · CORE · VALID
Interest-income growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
21.01% · CORE · VALID
Cash and equivalents 60th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$23.9M · CORE · VALID
Sequential loan growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.10% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.01%
Current -1.95%
Delta -1.94% Earnings Growth Decreased
Previous -24.29%
Current -24.46%
Delta -0.17% Funding Cost Growth Decreased
Previous 273.27%
Current 75.78%
Delta -197.49% Interest Income Growth Decreased
Previous 37.77%
Current 21.01%
Delta -16.76% Liquidity Decreased
Previous $31.9M
Current $23.9M
Delta -$8.1M Loan Growth Decreased
Previous 2.38%
Current 2.10%
Delta -0.28% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.