Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-22-000043 Bank
Sequential deposit growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
5.24% · CORE · VALID
Net-income growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
11.95% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
79.55% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
22.48% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$27.4M · CORE · VALID
Sequential loan growth 100th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
15.12% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 4.33%
Current 5.24%
Delta 0.91% Earnings Growth Decreased
Previous 13.77%
Current 11.95%
Delta -1.82% Funding Cost Growth Increased
Previous -3.02%
Current 79.55%
Delta 82.57% Interest Income Growth Increased
Previous 15.59%
Current 22.48%
Delta 6.89% Liquidity Increased
Previous $23.5M
Current $27.4M
Delta $4.0M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.