Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-24-000010 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.01% · CORE · VALID
Net-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-24.29% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
273.27% · CORE · VALID
Interest-income growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
37.77% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$31.9M · CORE · VALID
Sequential loan growth 50th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.38% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.00%
Current -0.01%
Delta -4.01% Earnings Growth Increased
Previous -25.93%
Current -24.29%
Delta 1.64% Funding Cost Growth Decreased
Previous 273.89%
Current 273.27%
Delta -0.62% Interest Income Growth Decreased
Previous 38.61%
Current 37.77%
Delta -0.84% Liquidity Increased
Previous $29.9M
Current $31.9M
Delta $2.0M Loan Growth Increased
Previous 0.94%
Current 2.38%
Delta 1.44% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.