Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-22-000033 Bank
Sequential deposit growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.33% · CORE · VALID
Net-income growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
13.77% · CORE · VALID
Interest-expense growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-3.02% · CORE · VALID
Interest-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
15.59% · CORE · VALID
Cash and equivalents 85th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$23.5M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.66%
Current 4.33%
Delta 2.67% Earnings Growth Increased
Previous 8.78%
Current 13.77%
Delta 4.99% Funding Cost Growth Increased
Previous -37.89%
Current -3.02%
Delta 34.87% Interest Income Growth Increased
Previous 8.34%
Current 15.59%
Delta 7.25% Liquidity Increased
Previous $22.1M
Current $23.5M
Delta $1.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.