Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-21-000089 Bank
Sequential deposit growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.67% · CORE · VALID
Net-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
27.05% · CORE · VALID
Interest-expense growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-31.48% · CORE · VALID
Interest-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
5.85% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$27.1M · CORE · VALID
Sequential loan growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.81% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.40%
Current 3.67%
Delta 3.27% Earnings Growth Decreased
Previous 33.76%
Current 27.05%
Delta -6.72% Funding Cost Growth Increased
Previous -34.39%
Current -31.48%
Delta 2.91% Interest Income Growth Increased
Previous -1.30%
Current 5.85%
Delta 7.15% Liquidity Increased
Previous $27.1M
Current $27.1M
Delta $34,000 Loan Growth Decreased
Previous 9.30%
Current 1.81%
Delta -7.49% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.