Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-23-000042 Bank
Sequential deposit growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.34% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-26.04% · CORE · VALID
Interest-expense growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
458.32% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
45.51% · CORE · VALID
Cash and equivalents 75th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$25.1M · CORE · VALID
Sequential loan growth 95th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
10.64% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.69%
Current 1.34%
Delta -2.35% Earnings Growth Decreased
Previous -17.87%
Current -26.04%
Delta -8.17% Funding Cost Growth Decreased
Previous 497.96%
Current 458.32%
Delta -39.64% Interest Income Growth Increased
Previous 40.82%
Current 45.51%
Delta 4.69% Liquidity Decreased
Previous $27.5M
Current $25.1M
Delta -$2.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.