GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FNLC · Dec 31, 2022

First Bancorp, Inc /ME/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000765207-23-000010Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.38% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

7.50% · CORE · VALID

Interest-expense growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

56.51% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

20.70% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$22.7M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History62 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.24%
Current
0.38%
Delta
-4.86%
Earnings Growth Decreased
Previous
11.95%
Current
7.50%
Delta
-4.45%
Funding Cost Growth Decreased
Previous
79.55%
Current
56.51%
Delta
-23.04%
Interest Income Growth Decreased
Previous
22.48%
Current
20.70%
Delta
-1.78%
Liquidity Decreased
Previous
$27.4M
Current
$22.7M
Delta
-$4.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.