Research / FNLC / Fundamental state Inspectable configuration
State dimensions Filing 0000765207-23-000026 Bank
Sequential deposit growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.69% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-17.87% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
497.96% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
40.82% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$27.5M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 62 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.38%
Current 3.69%
Delta 3.32% Earnings Growth Decreased
Previous 7.50%
Current -17.87%
Delta -25.37% Funding Cost Growth Increased
Previous 56.51%
Current 497.96%
Delta 441.45% Interest Income Growth Increased
Previous 20.70%
Current 40.82%
Delta 20.12% Liquidity Increased
Previous $22.7M
Current $27.5M
Delta $4.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.