GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UNB · Sep 30, 2020

UNION BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706863-20-000098Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

11.05% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

51.46% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-22.65% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

2.32% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$64.5M · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Sep 30, 20215/6 normalizedLevel 3Dec 31, 20215/6 normalizedLevel 3Mar 31, 20225/6 normalizedLevel 3Jun 30, 20225/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
11.33%
Current
11.05%
Delta
-0.28%
Earnings Growth Increased
Previous
5.45%
Current
51.46%
Delta
46.01%
Funding Cost Growth Decreased
Previous
-2.86%
Current
-22.65%
Delta
-19.79%
Interest Income Growth Decreased
Previous
2.42%
Current
2.32%
Delta
-0.10%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · UNB Fundamental State →Transitioned To · UNB Fundamental State →Transitioned To · UNB DEPOSIT_GROWTH_DECREASED →Transitioned To · UNB EARNINGS_GROWTH_INCREASED →Transitioned To · UNB FUNDING_COST_GROWTH_DECREASED →Transitioned To · UNB INTEREST_INCOME_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.