Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-23-000016 Bank
Sequential deposit growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.46% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-4.21% · CORE · VALID
Interest-expense growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
26.90% · CORE · VALID
Interest-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
11.90% · CORE · VALID
Cash and equivalents 22th Own-history percentile · N=9
Evidence method Level · gp.fundamentals.cash
$37.9M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.16% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 8.46%
Current 0.46%
Delta -8.00% Earnings Growth Increased
Previous -4.25%
Current -4.21%
Delta 0.04% Funding Cost Growth Decreased
Previous 44.90%
Current 26.90%
Delta -18.00% Interest Income Growth Decreased
Previous 16.35%
Current 11.90%
Delta -4.45% Liquidity Increased
Previous $32.1M
Current $37.9M
Delta $5.7M Loan Growth Decreased
Previous 14.83%
Current 2.16%
Delta -12.66% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.