GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UNB · Dec 31, 2022

UNION BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706863-23-000016Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.46% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-4.21% · CORE · VALID

Interest-expense growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

26.90% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

11.90% · CORE · VALID

Cash and equivalents22thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$37.9M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.16% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.46%
Current
0.46%
Delta
-8.00%
Earnings Growth Increased
Previous
-4.25%
Current
-4.21%
Delta
0.04%
Funding Cost Growth Decreased
Previous
44.90%
Current
26.90%
Delta
-18.00%
Interest Income Growth Decreased
Previous
16.35%
Current
11.90%
Delta
-4.45%
Liquidity Increased
Previous
$32.1M
Current
$37.9M
Delta
$5.7M
Loan Growth Decreased
Previous
14.83%
Current
2.16%
Delta
-12.66%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.