GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UNB · Mar 31, 2022

UNION BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706863-22-000031Bank
Sequential deposit growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.58% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-13.70% · CORE · VALID

Interest-expense growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-30.70% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

2.38% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$50.8M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.24% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.23%
Current
3.58%
Delta
-1.66%
Earnings Growth Decreased
Previous
2.85%
Current
-13.70%
Delta
-16.55%
Funding Cost Growth Increased
Previous
-30.74%
Current
-30.70%
Delta
0.04%
Interest Income Growth Decreased
Previous
6.87%
Current
2.38%
Delta
-4.49%
Liquidity Decreased
Previous
$65.9M
Current
$50.8M
Delta
-$15.1M
Loan Growth Increased
Previous
2.06%
Current
5.24%
Delta
3.18%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.