Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-22-000031 Bank
Sequential deposit growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.58% · CORE · VALID
Net-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-13.70% · CORE · VALID
Interest-expense growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-30.70% · CORE · VALID
Interest-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
2.38% · CORE · VALID
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$50.8M · CORE · NOT_ENOUGH_HISTORY
Sequential loan growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
5.24% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.23%
Current 3.58%
Delta -1.66% Earnings Growth Decreased
Previous 2.85%
Current -13.70%
Delta -16.55% Funding Cost Growth Increased
Previous -30.74%
Current -30.70%
Delta 0.04% Interest Income Growth Decreased
Previous 6.87%
Current 2.38%
Delta -4.49% Liquidity Decreased
Previous $65.9M
Current $50.8M
Delta -$15.1M Loan Growth Increased
Previous 2.06%
Current 5.24%
Delta 3.18% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.