Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-22-000056 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-2.75% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-2.01% · CORE · VALID
Interest-expense growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-25.13% · CORE · VALID
Interest-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
5.11% · CORE · VALID
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$25.3M · CORE · NOT_ENOUGH_HISTORY
Sequential loan growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-1.15% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.58%
Current -2.75%
Delta -6.33% Earnings Growth Increased
Previous -13.70%
Current -2.01%
Delta 11.69% Funding Cost Growth Increased
Previous -30.70%
Current -25.13%
Delta 5.57% Interest Income Growth Increased
Previous 2.38%
Current 5.11%
Delta 2.73% Liquidity Decreased
Previous $50.8M
Current $25.3M
Delta -$25.5M Loan Growth Decreased
Previous 5.24%
Current -1.15%
Delta -6.40% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.