GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UNB · Jun 30, 2022

UNION BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706863-22-000056Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.75% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-2.01% · CORE · VALID

Interest-expense growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-25.13% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

5.11% · CORE · VALID

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$25.3M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.15% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.58%
Current
-2.75%
Delta
-6.33%
Earnings Growth Increased
Previous
-13.70%
Current
-2.01%
Delta
11.69%
Funding Cost Growth Increased
Previous
-30.70%
Current
-25.13%
Delta
5.57%
Interest Income Growth Increased
Previous
2.38%
Current
5.11%
Delta
2.73%
Liquidity Decreased
Previous
$50.8M
Current
$25.3M
Delta
-$25.5M
Loan Growth Decreased
Previous
5.24%
Current
-1.15%
Delta
-6.40%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.