Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-23-000027 Bank
Sequential deposit growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.00% · CORE · VALID
Net-income growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
19.94% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
302.23% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
34.11% · CORE · VALID
Cash and equivalents 0th Own-history percentile · N=10
Evidence method Level · gp.fundamentals.cash
$21.8M · CORE · VALID
Sequential loan growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.65% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.46%
Current 2.00%
Delta 1.54% Earnings Growth Increased
Previous -4.21%
Current 19.94%
Delta 24.16% Funding Cost Growth Increased
Previous 26.90%
Current 302.23%
Delta 275.33% Interest Income Growth Increased
Previous 11.90%
Current 34.11%
Delta 22.21% Liquidity Decreased
Previous $37.9M
Current $21.8M
Delta -$16.1M Loan Growth Decreased
Previous 2.16%
Current 1.65%
Delta -0.52% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.