GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UNB · Dec 31, 2023

UNION BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706863-24-000028Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

6.82% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-10.77% · CORE · VALID

Interest-expense growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

325.88% · CORE · VALID

Interest-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

29.95% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$77.7M · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.70% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.77%
Current
6.82%
Delta
-1.96%
Earnings Growth Increased
Previous
-32.62%
Current
-10.77%
Delta
21.86%
Funding Cost Growth Decreased
Previous
457.09%
Current
325.88%
Delta
-131.20%
Interest Income Growth Increased
Previous
29.52%
Current
29.95%
Delta
0.43%
Liquidity Increased
Previous
$21.3M
Current
$77.7M
Delta
$56.3M
Loan Growth Decreased
Previous
9.25%
Current
0.70%
Delta
-8.56%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.