Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-23-000065 Bank
Sequential deposit growth 75th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
8.77% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-32.62% · CORE · VALID
Interest-expense growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
457.09% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
29.52% · CORE · VALID
Cash and equivalents 0th Own-history percentile · N=12
Evidence method Level · gp.fundamentals.cash
$21.3M · CORE · VALID
Sequential loan growth 90th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
9.25% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -8.34%
Current 8.77%
Delta 17.12% Earnings Growth Decreased
Previous -7.92%
Current -32.62%
Delta -24.71% Funding Cost Growth Decreased
Previous 470.94%
Current 457.09%
Delta -13.85% Interest Income Growth Decreased
Previous 32.67%
Current 29.52%
Delta -3.15% Liquidity Decreased
Previous $35.8M
Current $21.3M
Delta -$14.5M Loan Growth Increased
Previous -3.78%
Current 9.25%
Delta 13.03% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.