Research / UNB / Fundamental state Inspectable configuration
State dimensions Filing 0000706863-23-000055 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-8.34% · CORE · VALID
Net-income growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-7.92% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
470.94% · CORE · VALID
Interest-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
32.67% · CORE · VALID
Cash and equivalents 27th Own-history percentile · N=11
Evidence method Level · gp.fundamentals.cash
$35.8M · CORE · VALID
Sequential loan growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-3.78% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 58 states Self-history eligible
Sep 30, 2021 5/6 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/6 normalized Level 3 Jun 30, 2022 5/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.00%
Current -8.34%
Delta -10.35% Earnings Growth Decreased
Previous 19.94%
Current -7.92%
Delta -27.86% Funding Cost Growth Increased
Previous 302.23%
Current 470.94%
Delta 168.71% Interest Income Growth Decreased
Previous 34.11%
Current 32.67%
Delta -1.44% Liquidity Increased
Previous $21.8M
Current $35.8M
Delta $14.0M Loan Growth Decreased
Previous 1.65%
Current -3.78%
Delta -5.43% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.