GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Mar 31, 2021

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-21-155913Bank
Sequential deposit growth84thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

3.94% · CORE · VALID

Net-income growth100thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

166.03% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

-62.28% · CORE · VALID

Interest-income growth63thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

13.95% · CORE · VALID

Sequential loan growth16thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

-1.27% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.65%
Current
3.94%
Delta
2.29%
Earnings Growth Increased
Previous
11.12%
Current
166.03%
Delta
154.91%
Funding Cost Growth Decreased
Previous
-41.18%
Current
-62.28%
Delta
-21.10%
Interest Income Growth Increased
Previous
4.70%
Current
13.95%
Delta
9.25%
Loan Growth Increased
Previous
-1.97%
Current
-1.27%
Delta
0.70%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.