GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Jun 30, 2021

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-21-240250Bank
Sequential deposit growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.80% · CORE · VALID

Net-income growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

80.00% · CORE · VALID

Interest-expense growth6thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

-51.38% · CORE · VALID

Interest-income growth12thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

0.74% · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.71% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.94%
Current
0.80%
Delta
-3.14%
Earnings Growth Decreased
Previous
166.03%
Current
80.00%
Delta
-86.03%
Funding Cost Growth Increased
Previous
-62.28%
Current
-51.38%
Delta
10.90%
Interest Income Growth Decreased
Previous
13.95%
Current
0.74%
Delta
-13.21%
Loan Growth Decreased
Previous
-1.27%
Current
-2.71%
Delta
-1.43%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.