GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBSI · Mar 31, 2020

UNITED BANKSHARES INC/WV. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-20-138909Bank
Sequential deposit growth40thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

1.17% · CORE · VALID

Net-income growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

-36.86% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

-13.28% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

-4.56% · CORE · VALID

Sequential loan growth53thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.loans

0.48% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History41 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.72%
Current
1.17%
Delta
2.89%
Earnings Growth Decreased
Previous
1.47%
Current
-36.86%
Delta
-38.33%
Funding Cost Growth Decreased
Previous
43.05%
Current
-13.28%
Delta
-56.33%
Interest Income Growth Decreased
Previous
6.25%
Current
-4.56%
Delta
-10.80%
Loan Growth Decreased
Previous
0.58%
Current
0.48%
Delta
-0.10%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.