GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Jun 30, 2021

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-21-000026Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.81% · CORE · VALID

Net-income growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

87.39% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-32.62% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-6.76% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.8B · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.33% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.05%
Current
3.81%
Delta
-0.24%
Earnings Growth Decreased
Previous
1586.45%
Current
87.39%
Delta
-1499.06%
Funding Cost Growth Decreased
Previous
-31.29%
Current
-32.62%
Delta
-1.34%
Interest Income Growth Increased
Previous
-10.33%
Current
-6.76%
Delta
3.57%
Liquidity Increased
Previous
$2.4B
Current
$2.8B
Delta
$359.1M
Loan Growth Decreased
Previous
-1.02%
Current
-1.33%
Delta
-0.31%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.