GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Sep 30, 2021

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-21-000032Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.69% · CORE · VALID

Net-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

51.87% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-38.76% · CORE · VALID

Interest-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-2.43% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.8B · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.21% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.81%
Current
1.69%
Delta
-2.12%
Earnings Growth Decreased
Previous
87.39%
Current
51.87%
Delta
-35.52%
Funding Cost Growth Decreased
Previous
-32.62%
Current
-38.76%
Delta
-6.13%
Interest Income Growth Increased
Previous
-6.76%
Current
-2.43%
Delta
4.33%
Liquidity Decreased
Previous
$2.8B
Current
$2.8B
Delta
-$12.0M
Loan Growth Increased
Previous
-1.33%
Current
-1.21%
Delta
0.12%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.