GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Mar 31, 2021

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-21-000015Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.05% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

1586.45% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-31.29% · CORE · VALID

Interest-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-10.33% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.4B · CORE · VALID

Sequential loan growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.02% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.51%
Current
4.05%
Delta
6.57%
Earnings Growth Increased
Previous
38.05%
Current
1586.45%
Delta
1548.40%
Funding Cost Growth Decreased
Previous
27.28%
Current
-31.29%
Delta
-58.57%
Interest Income Growth Decreased
Previous
26.63%
Current
-10.33%
Delta
-36.96%
Liquidity Increased
Previous
$2.2B
Current
$2.4B
Delta
$254.2M
Loan Growth Increased
Previous
-1.03%
Current
-1.02%
Delta
0.01%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.