GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Mar 31, 2022

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-22-000024Bank
Sequential deposit growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.36% · CORE · VALID

Net-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

23.53% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-39.31% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

1.77% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$1.9B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-6.94%
Current
4.36%
Delta
11.30%
Earnings Growth Decreased
Previous
96.63%
Current
23.53%
Delta
-73.10%
Funding Cost Growth Decreased
Previous
-35.56%
Current
-39.31%
Delta
-3.75%
Interest Income Growth Increased
Previous
-5.10%
Current
1.77%
Delta
6.87%
Liquidity Decreased
Previous
$2.0B
Current
$1.9B
Delta
-$167.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.