GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Mar 31, 2026

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-26-000027Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-4.03% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

18.36% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

2.59% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$636.5M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.54%
Current
-4.03%
Delta
-6.57%
Earnings Growth Increased
Previous
3.50%
Current
18.36%
Delta
14.86%
Interest Income Growth Decreased
Previous
4.09%
Current
2.59%
Delta
-1.49%
Liquidity Decreased
Previous
$1.0B
Current
$636.5M
Delta
-$403.8M
Loan Growth Decreased
Previous
1.00%
Current
0.41%
Delta
-0.60%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · OFG Fundamental State →Transitioned To · OFG DEPOSIT_GROWTH_DECREASED →Transitioned To · OFG EARNINGS_GROWTH_INCREASED →Transitioned To · OFG INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · OFG LIQUIDITY_DECREASED →Transitioned To · OFG LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.