GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Jun 30, 2026

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001030469-26-000038Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.36% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

13.47% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

1.44% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$745.7M · CORE · VALID

Sequential loan growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.97% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-4.03%
Current
1.36%
Delta
5.39%
Earnings Growth Decreased
Previous
18.36%
Current
13.47%
Delta
-4.89%
Interest Income Growth Decreased
Previous
2.59%
Current
1.44%
Delta
-1.15%
Liquidity Increased
Previous
$636.5M
Current
$745.7M
Delta
$109.2M
Loan Growth Increased
Previous
0.41%
Current
0.97%
Delta
0.57%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2015
Similarity
83%
Compared
3 dimensions
Coverage
60%
Liquidity 18.6 · Loan Growth 9.5 · Deposit Growth 19.6
Jun 30, 2024
Similarity
79%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 5.0 · Deposit Growth 15.0 · Earnings Growth 5.0 · Interest Income Growth 35.0
Dec 31, 2025
Similarity
77%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 0.0 · Deposit Growth 10.0 · Earnings Growth 40.0 · Interest Income Growth 20.0
Mar 31, 2022
Similarity
76%
Compared
4 dimensions
Coverage
80%
Liquidity 25.0 · Deposit Growth 20.0 · Earnings Growth 5.0 · Interest Income Growth 35.0
Dec 31, 2016
Similarity
76%
Compared
3 dimensions
Coverage
60%
Liquidity 28.9 · Loan Growth 1.7 · Deposit Growth 29.7
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.