GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Mar 31, 2023

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-23-000022Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.03% · CORE · VALID

Net-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

23.21% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

68.77% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

31.90% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$847.4M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.24%
Current
-0.03%
Delta
3.20%
Earnings Growth Increased
Previous
13.74%
Current
23.21%
Delta
9.46%
Funding Cost Growth Increased
Previous
-19.93%
Current
68.77%
Delta
88.70%
Interest Income Growth Increased
Previous
14.78%
Current
31.90%
Delta
17.13%
Liquidity Increased
Previous
$550.3M
Current
$847.4M
Delta
$297.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.