GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Dec 31, 2022

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-23-000010Bank
Sequential deposit growth33thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

3.73% · CORE · VALID

Net-income growth33thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

1.46% · CORE · VALID

Interest-expense growth89thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

503.87% · CORE · VALID

Cash and equivalents23thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$179.5M · CORE · VALID

Sequential loan growth17thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

2.65% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.25%
Current
3.73%
Delta
-3.52%
Earnings Growth Increased
Previous
0.07%
Current
1.46%
Delta
1.40%
Funding Cost Growth Decreased
Previous
649.69%
Current
503.87%
Delta
-145.82%
Liquidity Decreased
Previous
$179.7M
Current
$179.5M
Delta
-$238,000
Loan Growth Decreased
Previous
7.63%
Current
2.65%
Delta
-4.98%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.