GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Dec 31, 2021

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-22-000011Bank
Sequential deposit growth50thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

7.16% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

69.54% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-60.21% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$441.3M · CORE · VALID

Sequential loan growth13thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.loans

6.09% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
6.94%
Current
7.16%
Delta
0.22%
Earnings Growth Decreased
Previous
79.88%
Current
69.54%
Delta
-10.35%
Funding Cost Growth Decreased
Previous
-48.22%
Current
-60.21%
Delta
-11.98%
Liquidity Increased
Previous
$253.3M
Current
$441.3M
Delta
$188.1M
Loan Growth Decreased
Previous
12.87%
Current
6.09%
Delta
-6.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.