GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Mar 31, 2022

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-22-000025Bank
Sequential deposit growth33thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

5.26% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

49.67% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

14.24% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents90thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$424.7M · CORE · VALID

Sequential loan growth11thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

0.30% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.16%
Current
5.26%
Delta
-1.90%
Earnings Growth Decreased
Previous
69.54%
Current
49.67%
Delta
-19.86%
Funding Cost Growth Increased
Previous
-60.21%
Current
14.24%
Delta
74.44%
Liquidity Decreased
Previous
$441.3M
Current
$424.7M
Delta
-$16.6M
Loan Growth Decreased
Previous
6.09%
Current
0.30%
Delta
-5.79%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.