GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Sep 30, 2022

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-22-000051Bank
Sequential deposit growth64thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.deposits

7.25% · CORE · VALID

Net-income growth25thOwn-history percentile · N=8
Evidence method

Yoy · gp.fundamentals.net_income

0.07% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_expense

649.69% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$179.7M · CORE · VALID

Sequential loan growth36thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.loans

7.63% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.62%
Current
7.25%
Delta
6.63%
Earnings Growth Decreased
Previous
11.86%
Current
0.07%
Delta
-11.79%
Funding Cost Growth Increased
Previous
163.88%
Current
649.69%
Delta
485.82%
Liquidity Decreased
Previous
$223.1M
Current
$179.7M
Delta
-$43.4M
Loan Growth Decreased
Previous
10.33%
Current
7.63%
Delta
-2.70%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.