GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Mar 31, 2023

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-23-000032Bank
Sequential deposit growth23thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

-0.85% · CORE · VALID

Net-income growth10thOwn-history percentile · N=10
Evidence method

Yoy · gp.fundamentals.net_income

-19.04% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_expense

1417.85% · CORE · VALID

Cash and equivalents57thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$224.1M · CORE · VALID

Sequential loan growth8thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.loans

-1.60% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.73%
Current
-0.85%
Delta
-4.59%
Earnings Growth Decreased
Previous
1.46%
Current
-19.04%
Delta
-20.50%
Funding Cost Growth Increased
Previous
503.87%
Current
1417.85%
Delta
913.97%
Liquidity Increased
Previous
$179.5M
Current
$224.1M
Delta
$44.6M
Loan Growth Decreased
Previous
2.65%
Current
-1.60%
Delta
-4.25%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.