GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Jun 30, 2026

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001104659-26-092674Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.79% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

31.53% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$266.7M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.53%
Current
-3.79%
Delta
-3.26%
Earnings Growth Decreased
Previous
36.92%
Current
31.53%
Delta
-5.39%
Liquidity Decreased
Previous
$387.6M
Current
$266.7M
Delta
-$120.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2024
Similarity
79%
Compared
3 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 35.0 · Earnings Growth 11.2
Jun 30, 2022
Similarity
79%
Compared
2 dimensions
Coverage
67%
Liquidity 4.5 · Deposit Growth 30.0
Sep 30, 2025
Similarity
78%
Compared
3 dimensions
Coverage
100%
Liquidity 10.0 · Deposit Growth 30.0 · Earnings Growth 20.0
Jun 30, 2024
Similarity
77%
Compared
3 dimensions
Coverage
100%
Liquidity 39.5 · Deposit Growth 5.6 · Earnings Growth 3.3
Mar 31, 2026
Similarity
74%
Compared
3 dimensions
Coverage
100%
Liquidity 40.0 · Deposit Growth 20.0 · Earnings Growth 5.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.