GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MCBS · Jun 30, 2022

MetroCity Bankshares, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001747068-22-000040Bank
Sequential deposit growth30thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

0.62% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

11.86% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

163.88% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents45thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$223.1M · CORE · VALID

Sequential loan growth60thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

10.33% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.26%
Current
0.62%
Delta
-4.64%
Earnings Growth Decreased
Previous
49.67%
Current
11.86%
Delta
-37.81%
Funding Cost Growth Increased
Previous
14.24%
Current
163.88%
Delta
149.64%
Liquidity Decreased
Previous
$424.7M
Current
$223.1M
Delta
-$201.6M
Loan Growth Increased
Previous
0.30%
Current
10.33%
Delta
10.02%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.