Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-23-000155 Bank
Sequential deposit growth 100th Own-history percentile · N=10
Evidence method Sequential · gp.financial.deposits
7.39% · CORE · VALID
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
-13.79% · CORE · NOT_ENOUGH_HISTORY
Interest-expense growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_expense
2473.33% · CORE · NOT_ENOUGH_HISTORY
Interest-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_income
60.69% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents 100th Own-history percentile · N=11
Evidence method Level · gp.fundamentals.cash
$701.0M · CORE · VALID
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
0.99% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -3.41%
Current 7.39%
Delta 10.80% Earnings Growth Decreased
Previous 0.49%
Current -13.79%
Delta -14.29% Funding Cost Growth Increased
Previous 2090.91%
Current 2473.33%
Delta 382.42% Interest Income Growth Decreased
Previous 65.77%
Current 60.69%
Delta -5.08% Liquidity Increased
Previous $607.0M
Current $701.0M
Delta $94.0M Loan Growth Decreased
Previous 1.15%
Current 0.99%
Delta -0.16% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.