GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ZION · Jun 30, 2023

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000109380-23-000155Bank
Sequential deposit growth100thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

7.39% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-13.79% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

2473.33% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

60.69% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$701.0M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

0.99% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.41%
Current
7.39%
Delta
10.80%
Earnings Growth Decreased
Previous
0.49%
Current
-13.79%
Delta
-14.29%
Funding Cost Growth Increased
Previous
2090.91%
Current
2473.33%
Delta
382.42%
Interest Income Growth Decreased
Previous
65.77%
Current
60.69%
Delta
-5.08%
Liquidity Increased
Previous
$607.0M
Current
$701.0M
Delta
$94.0M
Loan Growth Decreased
Previous
1.15%
Current
0.99%
Delta
-0.16%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.