Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-24-000108 Bank
Sequential deposit growth 31th Own-history percentile · N=13
Evidence method Sequential · gp.financial.deposits
-0.97% · CORE · VALID
Net-income growth 30th Own-history percentile · N=10
Evidence method Yoy · gp.fundamentals.net_income
-25.00% · CORE · VALID
Interest-expense growth 40th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_expense
94.19% · CORE · VALID
Interest-income growth 40th Own-history percentile · N=10
Evidence method Yoy · gp.financial.interest_income
14.57% · CORE · VALID
Cash and equivalents 93th Own-history percentile · N=14
Evidence method Level · gp.fundamentals.cash
$709.0M · CORE · VALID
Sequential loan growth 30th Own-history percentile · N=10
Evidence method Sequential · gp.financial.loans
0.55% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.58%
Current -0.97%
Delta -0.38% Earnings Growth Increased
Previous -25.03%
Current -25.00%
Delta 0.03% Funding Cost Growth Decreased
Previous 715.68%
Current 94.19%
Delta -621.48% Interest Income Growth Decreased
Previous 45.91%
Current 14.57%
Delta -31.35% Liquidity Decreased
Previous $716.0M
Current $709.0M
Delta -$7.0M Loan Growth Decreased
Previous 1.57%
Current 0.55%
Delta -1.02% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.