Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-24-000061 Bank
Sequential deposit growth 33th Own-history percentile · N=12
Evidence method Sequential · gp.financial.deposits
-0.58% · CORE · VALID
Net-income growth 22th Own-history percentile · N=9
Evidence method Yoy · gp.fundamentals.net_income
-25.03% · CORE · VALID
Interest-expense growth 67th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_expense
715.68% · CORE · VALID
Interest-income growth 78th Own-history percentile · N=9
Evidence method Yoy · gp.financial.interest_income
45.91% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=13
Evidence method Level · gp.fundamentals.cash
$716.0M · CORE · VALID
Sequential loan growth 67th Own-history percentile · N=9
Evidence method Sequential · gp.financial.loans
1.57% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.45%
Current -0.58%
Delta -2.03% Earnings Growth Decreased
Previous -19.35%
Current -25.03%
Delta -5.67% Funding Cost Growth Decreased
Previous 865.91%
Current 715.68%
Delta -150.23% Interest Income Growth Increased
Previous 42.86%
Current 45.91%
Delta 3.06% Liquidity Increased
Previous $700.0M
Current $716.0M
Delta $16.0M Loan Growth Increased
Previous -0.10%
Current 1.57%
Delta 1.67% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.