GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ZION · Dec 31, 2023

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000109380-24-000061Bank
Sequential deposit growth33thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.deposits

-0.58% · CORE · VALID

Net-income growth22thOwn-history percentile · N=9
Evidence method

Yoy · gp.fundamentals.net_income

-25.03% · CORE · VALID

Interest-expense growth67thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_expense

715.68% · CORE · VALID

Interest-income growth78thOwn-history percentile · N=9
Evidence method

Yoy · gp.financial.interest_income

45.91% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=13
Evidence method

Level · gp.fundamentals.cash

$716.0M · CORE · VALID

Sequential loan growth67thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

1.57% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.45%
Current
-0.58%
Delta
-2.03%
Earnings Growth Decreased
Previous
-19.35%
Current
-25.03%
Delta
-5.67%
Funding Cost Growth Decreased
Previous
865.91%
Current
715.68%
Delta
-150.23%
Interest Income Growth Increased
Previous
42.86%
Current
45.91%
Delta
3.06%
Liquidity Increased
Previous
$700.0M
Current
$716.0M
Delta
$16.0M
Loan Growth Increased
Previous
-0.10%
Current
1.57%
Delta
1.67%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.