Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-23-000074 Bank
Sequential deposit growth 0th Own-history percentile · N=8
Evidence method Sequential · gp.financial.deposits
-5.71% · CORE · VALID
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
-19.66% · CORE · NOT_ENOUGH_HISTORY
Interest-expense growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_expense
213.56% · CORE · NOT_ENOUGH_HISTORY
Interest-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_income
19.32% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents 89th Own-history percentile · N=9
Evidence method Level · gp.fundamentals.cash
$657.0M · CORE · VALID
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
3.19% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -3.88%
Current -5.71%
Delta -1.84% Earnings Growth Decreased
Previous -9.58%
Current -19.66%
Delta -10.08% Funding Cost Growth Decreased
Previous 214.29%
Current 213.56%
Delta -0.73% Interest Income Growth Decreased
Previous 24.25%
Current 19.32%
Delta -4.93% Liquidity Increased
Previous $549.0M
Current $657.0M
Delta $108.0M Loan Growth Increased
Previous 2.92%
Current 3.19%
Delta 0.27% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.