GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ZION · Dec 31, 2022

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000109380-23-000074Bank
Sequential deposit growth0thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

-5.71% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-19.66% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

213.56% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

19.32% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents89thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$657.0M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

3.19% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-3.88%
Current
-5.71%
Delta
-1.84%
Earnings Growth Decreased
Previous
-9.58%
Current
-19.66%
Delta
-10.08%
Funding Cost Growth Decreased
Previous
214.29%
Current
213.56%
Delta
-0.73%
Interest Income Growth Decreased
Previous
24.25%
Current
19.32%
Delta
-4.93%
Liquidity Increased
Previous
$549.0M
Current
$657.0M
Delta
$108.0M
Loan Growth Increased
Previous
2.92%
Current
3.19%
Delta
0.27%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.