Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-23-000172 Bank
Sequential deposit growth 45th Own-history percentile · N=11
Evidence method Sequential · gp.financial.deposits
1.45% · CORE · VALID
Net-income growth 38th Own-history percentile · N=8
Evidence method Yoy · gp.fundamentals.net_income
-19.35% · CORE · VALID
Interest-expense growth 75th Own-history percentile · N=8
Evidence method Yoy · gp.financial.interest_expense
865.91% · CORE · VALID
Interest-income growth 75th Own-history percentile · N=8
Evidence method Yoy · gp.financial.interest_income
42.86% · CORE · VALID
Cash and equivalents 92th Own-history percentile · N=12
Evidence method Level · gp.fundamentals.cash
$700.0M · CORE · VALID
Sequential loan growth 13th Own-history percentile · N=8
Evidence method Sequential · gp.financial.loans
-0.10% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 7.39%
Current 1.45%
Delta -5.94% Earnings Growth Decreased
Previous -13.79%
Current -19.35%
Delta -5.56% Funding Cost Growth Decreased
Previous 2473.33%
Current 865.91%
Delta -1607.42% Interest Income Growth Decreased
Previous 60.69%
Current 42.86%
Delta -17.83% Liquidity Decreased
Previous $701.0M
Current $700.0M
Delta -$1.0M Loan Growth Decreased
Previous 0.99%
Current -0.10%
Delta -1.09% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.