GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ZION · Sep 30, 2023

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000109380-23-000172Bank
Sequential deposit growth45thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.deposits

1.45% · CORE · VALID

Net-income growth38thOwn-history percentile · N=8
Evidence method

Yoy · gp.fundamentals.net_income

-19.35% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_expense

865.91% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_income

42.86% · CORE · VALID

Cash and equivalents92thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$700.0M · CORE · VALID

Sequential loan growth13thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.loans

-0.10% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.39%
Current
1.45%
Delta
-5.94%
Earnings Growth Decreased
Previous
-13.79%
Current
-19.35%
Delta
-5.56%
Funding Cost Growth Decreased
Previous
2473.33%
Current
865.91%
Delta
-1607.42%
Interest Income Growth Decreased
Previous
60.69%
Current
42.86%
Delta
-17.83%
Liquidity Decreased
Previous
$701.0M
Current
$700.0M
Delta
-$1.0M
Loan Growth Decreased
Previous
0.99%
Current
-0.10%
Delta
-1.09%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.